General Information
Since 2007, SCORA's general liability insurer is the same as that of the Hawai'ian Canoe Racing Association (“HCRA”).  SCORA’s policy applies to SCORA and its Member Clubs.

Visiting Crews

All visiting crews must be from a recognized club and/or association and have proof of their own insurance as is required by Race Rule §3.2.1.  Also, it is imperative that each member of a visiting crew, its coaches, skippers, any person on its escort boat, and any person who accompanies that crew in any capacity sign a SCORA Release of Liability form.

Visiting crews that are members of HCRA need not provide proof of insurance on an individual basis because HCRA and SCORA provide proof of insurance to each other at the association level.  If you are from another association, and your association is interested in structuring a similar insurance agreement with SCORA, contact Michelle Cassel.

Insurance Certificates
Club-level certificates for 2008-09 were distributed to SCORA Directors at the March 15, 2008 board meeting.

If your club needs to make changes to a certificate, if a typo appears on a certificate, or if a new certificate is needed, please contact Michelle.

“Waiver, Release of Liability, and Assumption of Risk” Form
Member clubs are responsible for making sure that all appropriate individuals sign a 2008 SCORA Release of Liability form.  Release Forms must be signed by:

          •  all paddlers who are members of a SCORA club
          •  all paddlers who participate in a SCORA race regardless of club affiliation
          •  all paddlers who practice with a SCORA club, even once
          •  all non-paddlers who get in a canoe for a ride
          •  all participants in any SCORA event or member club event
          •  all coaches
          •  all escort boat drivers
          •  all passengers on escort boats
          •  all vendors

Please be aware that this is not an exhaustive list.  If you are in doubt about whether an individual should sign a 2008 SCORA Release of Liability form, please ask them to do so. Also inquire with SCORA as to whether another category of individuals should be added to the list above.

Incident & Accident Reporting
It is very important to collect statements and contact information from all witnesses and individuals involved in an incident or accident that occurs at, or ancillary to, a SCORA event or a SCORA member club event.

An incident reporting form is now available. It is recommended to keep these forms at your practice site and any other event site. If you do not have an incident reporting form on hand when needed, use common sense to gather contact information and facts and leave any lengthy analysis of the situation for later.

Collect statements and contact information as soon as is possible and safe.

Have Questions?
Contact Michelle with questions.

Michelle is not an insurance agent or broker. If your club needs the name of a recommended agent or broker, or if you would like to recommend one who can provide services to SCORA, please contact Michelle.